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Line of Credit

A Line of Credit provides a convenient and flexible way to cover emergency expenses, protect yourself from overdrafts, and quickly make purchases – while only paying interest on the amount actually being used.

Line of Credit A Line of Credit is a revolving credit line linked to your Regular or Interest Bearing Checking Account. It also provides overdraft protection when needed. You can access the funds directly without affecting your Checking Account balance by visiting your local Community Bank and requesting an LOC advance. There is no annual fee, the interest rate is comparable to most credit cards, and limits are available starting at $1,000.

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