In the UK, retailers prefer personal cheques to be guaranteed by a "Cheque Guarantee Card." The card identifies you as a bank account holder, is about the size of an ATM card, and guarantees payment of your cheque up to £100.*
Community Bank issues a £100 Cheque Guarantee Card to most account holders.
Always sign your cheque in the presence of the beneficiary and ensure that they write the card number on the back. This guarantees payment of each of your cheques. Always keep your cheque book and Cheque Guarantee Card separate.
If your card is lost or stolen, please report it immediately by calling 1-800-239-9427 or DSN (510) 226-2265, press option "6".
* Vendors typically will not accept more than one guaranteed cheque per day.