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Currency Calculator

Net-Worth Calculator

This calculator was designed to help you to take a "picture" of your current financial condition. Whereas an income and expense statement shows you your financial picture for a period of time (month, year, etc.), this Net Worth Calculator will show you your financial picture at a single point in time (a specific date). That way, if you compute your Net Worth now, and then again 3 months from now, you will be able to tell whether your financial picture is improving or getting worse.

Starting at the top and working your way down, complete and calculate the totals for each of the six sections. Be sure to click on each section's "Compute" button before going on to the next section. Once you've computed the entire worksheet, including the Summary Assets & Liabilities, click on the "Create Report" button at the bottom of the worksheet. This will create a condensed report in a new window that you can print-out and compare to your other Net Worth Reports.

Cash Assets
Example Accounts Asset
Description
Market
Value
Cash on Hand

Checking Accounts

Savings Accounts

Money Market Accounts

Money Market Fund Accounts

Certificates of Deposit

U.S. Treasury Bills

Cash Value of Life Insurance
Total Cash Assets:
Investment Assets
Example Accounts Asset
Description
Market
Value
Stocks

Bonds

Mutual Fund Investments

Partnership Interests

Other Investments
Total Investment Assets:
Retirement Assets
Example Accounts Asset
Description
Market
Value
Pension

IRA Accounts

KEOGH Accounts

401K

SEP

ESOP
Total Retirement Assets:
Personal Assets
Example Accounts Asset
Description
Market
Value
Principal Residence

Second Residence

Collectibles

Automobiles

Home Furnishings

Furs & Jewelry

Other Assets
Total Personal Assets:
Unsecured Liabilities
Example Accounts Asset
Description
Market
Value
Credit Cards

Charge Accounts

Student Loans

Alimony

Child Support

Tax Liability

Other
Total Unsecured Liabilities:
Secured Liabilities
Example Accounts Asset
Description
Market
Value
Auto Loans

Rec. Vehicle Loans

Appliance Loans

Home Mortgages

Home Equity Loans

Other Loans

Tax Liability

Other
Total Secured Liabilities:
Summary of Assets & Liabilites
Category Assets Liabilities
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilities
Totals
Net Worth
Fiscal Fitness

Additional Resources
FDIC

Operated by Bank of America, N.A. Member FDIC. Equal Credit Opportunity
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