Regularly check your credit score; learn about what you can do to positively affect it and avoid behaviors that lower it. Set up and follow a budget, so you can better understand how you spend money and make better financial decisions. Regularly review your financial statements and accounts, in addition to your credit score, to help protect yourself against identity theft, an increasingly common crime that can seriously harm your finances and reputation. Plan ahead for the inevitable expense associated with your next PCS, and take full advantage of the military’s financial assistance, which can make PCS a lot easier to manage. Start planning now for retirement, regardless of how close or far away it is. Even if you’re years from retirement, you should start investing now, in order to enjoy the retirement you envision for yourself. Finally, define your goals, pay down and stay free of high-interest debt, and choose appropriate means of saving that are appropriate to achieving your financial goals.
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