As your life changes, your financial needs change too. Starting a family, the need for a new or larger vehicle, or handling an unexpected event may have you thinking about a loan. Let Community Bank help with affordable, competitive rates, as well as personalized assistance to help you select a loan product that fits your budget and supports your overall personal financial goals.

When the time comes for a loan, our Online Loan Application makes the process easy. Applications take about 15 minutes to complete and provide an instant decision when submitted. To apply in person bring your most recent Leave Earnings Statement (LES) or your two most recent pay statements (for civilians), and any other proof of income you want considered with your application. There's no appointment necessary.

With Community Bank's low, simple interest, fixed rate Auto Loan, you can get the vehicle you need at a price you can afford.

• Determine the amount you need and can comfortably repay each month
• Use our Auto Loan Calculator to compare monthly payments at different loan amounts, loan terms, and interest rates
• Shop with pre-approved financing so you know exactly how much you can spend
• Our competitive loan rates and repayment terms include 100% financing on new 2024 and 2023 vehicles¹
• Apply online or visit your local banking center for details

Benefits to Buying a Vehicle Overseas

The opportunity to purchase a new vehicle at substantial savings is one of the benefits of being stationed overseas. Ask a Community Bank associate for details or apply online.

Is a motorcycle your preferred method of transportation? Click here to explore various financing options or visit your local banking center for personalized assistance.

• Maximum loan amount is 100% of the lesser of the purchase price or MSRP (Manufacturer's Suggested Retail Price)
• Maximum term for new motorcycles is 60 months and 36 months for used motorcycles
• Subject to change without notice

A signature loan is an unsecured loan you can use for moving costs, educational expenses, and more.

• Loan rates and repayment terms vary according to the borrowed amount
• Minimum loan amount is $1,000

A Community Bank Line of Credit¹ (LOC) provides a convenient and flexible way to cover emergency expenses, protect yourself from overdrafts, and quickly make purchases — while only paying interest on the amount actually used. Access the funds directly without affecting your Checking Account balance by visiting your local Community Bank and requesting a Line of Credit advance.

• Borrow, repay, and borrow again to meet immediate needs
• Linked to your Checking Account
• Provides overdraft protection when needed
• No annual fee
• Interest rate is comparable to most credit cards
• Limits available starting at $1,000

If you have multiple, high-interest, unsecured loans or credit card debt, a Debt Consolidation Loan¹ may be a good way to lower what you pay in interest and reduce your debt to one easy, manageable monthly payment. We encourage you to use debt consolidation as part of an overall strategy to begin the process of reducing your monthly payment obligations, and are here to support you in your personal financial management efforts.

• Use our Debt Consolidation Savings Calculator to see what you might save every month
• Visit the On Your Own for the First Time Lifestage for tips and tools to help you become financially independent
• Apply online from the privacy of your own home
• For personalized service, meet with a Community Bank associate who can tailor a plan to your needs
• Develop a financial plan, including goal setting and budgeting, to stay on the road to success

Use your Community Bank Certificate of Deposit (CD) to secure your loan¹ and you'll enjoy preferred interest rates. The minimum loan amount is $1,000.

Use our simple, secure online process to apply for our loan products at your own convenience. You must visit a Community Bank location to close any approved loan request.

The online loan application process generally follows the steps below, and takes approximately 15 minutes:

1. E—Sign Disclosure and Content
2. Applicant, Banking Center Source, and Loan Product Information
3. Applicant Identification, Address, Employment, and Income Information
4. Identity Authentication Questions
5. Co—Applicant Information
6. Additional Loan and Automatic Payment Information
7. Submit Application

Before beginning the application process, review all of the pages, and have everything you need for the application. See our Loan Checklist for details. By clicking the "Apply Now" button below, you agree to the following statements:

• All information you've submitted is correct, true, and is given to obtain credit history information
• Co–applicant (if any) has authorized you to submit this application on his or her behalf
• You and co–applicant (if any) are of legal contracting age
• Credit approval, Annual Percentage Rate (APR), and credit terms are based on our review of each applicant's loan application, and credit report information
• You understand we collect your individual income information to determine your individual ability to pay. Examples may include income earned from your employment (salary, living quarters allowance), retirement / pension benefits, and rental properties. Student loans are not acceptable sources of income. Alimony, child support, or separate maintenance income need not be revealed if you don’t wish it to be considered as a basis for repayment.
• You have reviewed the Authorized Customer document, and confirm that both you and co-applicant (if any) qualify.
• You acknowledge receipt of the Community Bank Privacy Policy.
• You understand that Community Bank is required by federal law to obtain, verify, and record information that identifies each customer who opens an account with us. When you open an account with us, we will ask for your name, address, and other information that will allow us to identify you.
• You are authorizing Community Bank to obtain a credit report on you and co-applicant (if any) in order to make a credit decision.
• You are authorizing Community Bank to verify, at our option and for your benefit, your application information.
• You are authorizing Community Bank to contact you or receive a detailed message or messages at the telephone, email, or direct mail contact data you provided for purposes of fulfilling this inquiry about loan financing even if you have previously registered on a Do Not Call registry.

Select the alerts that work for you:

• Low Balance - Alert sent when minimum Checking or Savings account balance falls below accountholder pre-set limit
• Balance Summary - Alert containing Checking and Savings Account balance information
• Insufficient Funds - Alert sent when an item is presented for payment on an account with insufficient funds
• Direct Deposit - Alert sent when an ACH credit/direct deposit is posted to your account
• Large Posted Item - Alert sent when a debit exceeding your set threshold posts to your account
• Phone or Email Change - Alert sent when information on your Checking or Savings Account is changed
• Online Banking Lockout - Alert sent after three unsuccessful login attempts, resulting in lock out of Online Banking access
• Online Banking Password Change - Alert sent when your Online Banking password is reset or changed
• New External Transfer - Alert sent when you set up a new External Transfer account
• Executed External Transfer - Alert sent when an external transfer is successfully executed.
• New Payee - Automatic alert notifies you when a payee is added to your Online Banking profile
• Executed Payment - Alert sent when a payment is successfully executed
• Unread Bank Message - Daily alert sent when you have unread messages in your Message Center
• Bank Inquiry Response - Immediate alert sent when your Message Center contains a bank response to one of your inquiries
• External Transfer Executed Alert - This alert automatically notifies you when an external transfer is successfully executed.

If you've ever taken out a loan, or had a credit card or service contract, you probably have a credit score. Lenders and employers use your credit score to assess your creditworthiness. It can affect your ability to get a loan, the interest rates you'll pay, whether you can rent a house or apartment, and even if you can get a security clearance.