Everyday, Americans are bombarded with enticements to spend and borrow money. So much so that it’s easy to see indebtedness as natural and unavoidable. Yet carrying excessive debt and failing to save for future needs can have serious consequences for you and your family, and can limit your ability to achieve both short-term goals, such as taking a trip, and longer-term goals, such as retirement.
This guide is designed to support the DoD’s Financial Readiness and MilitarySaves.org’s Take the Saver Pledge campaigns, whose goals are to help service members make a commitment to building wealth by fostering a culture of prudent financial behavior among service members. As a first step, you can join that effort by taking the Saver Pledge online. You will begin receiving email updates with information to help you achieve your savings goals. Once you’ve made the commitment to start saving, you can use the strategies in this guide, along with other resources available to you, to make a plan that can help you realize a better financial future for yourself and your family.
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