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Using Community Bank foreign currency bill payment options takes the guesswork out of making payments. Find out more below.

Flag keys identify services in each region.

  • german flag iconGER
  • italian flag iconITA
  • japanese flag iconJPN
  • korean flag iconKOR
  • the netherlands flag iconNLD
  • united kingdom flag iconUK
  • united states flag iconUSA
online banking icon

Bank online from your computer? It's free1, easy, and secure. Click here to enroll now!

1 To access Online or Mobile Banking, you must first enroll in this service. View the Online and Mobile Banking terms and conditions for more information about both Online and Mobile Banking. Internet access is required. Wireless carrier fees may apply. Other account-related fees still apply.

Pay your rent and other regular bills automatically from your Checking Account. You'll save time because you won't have to purchase currency or pay bills at foreign banks or post offices, plus once it's set up, utility and phone bills will be paid automatically.

  • Direct Debit is available in Germany, Italy, and The Netherlands. To set up your SEPA direct debit you'll need to provide your BIC and IBAN number to the individual or company you are authorizing to debit your account.
    • Your BIC and IBAN
      • Your Bank of America, N.A. Military Banking BIC number is MNBIDEF1
      • Your IBAN number is unique to each of your accounts, and may be found by clicking on the Show IBAN link next to your account on the main Online Banking page, to reveal the 22-digit number. You may also obtain the IBAN number from your local Community Bank associate, in person or by phone. Your IBAN does not replace your existing Community Bank account number and is only used for electronic transactions with other businesses or individuals. Each IBAN number uniquely identifies an account, and should be protected as you do your account number.
    • Your recipient's BIC and IBAN
      • These numbers are required to initiate single or repeating payments with companies
      • They are usually printed on the invoice, bill, or included in the contract details (e.g. rental contract), however, you may need to contact the recipient directly
  • One time or recurring Sterling payments are available in the United Kingdom.
  • One time or recurring Won payments are available in Korea.

In other countries, ask your local banking center associate if the service is available and how to set it up.

1 Not available in all countries.

View the Schedule of Fees Document (opens in new tab)

Our Euro Bill Payment Service is a convenient and inexpensive way to pay your local bills, such as rent, traffic tickets, phone, and cable. Our Euro Bill Payment Service is offered in Germany, The Netherlands, and Italy only. One-time Euro Bill Payments can be made at your local Community Bank.

euro bill pay icon

Making a One-Time Euro Bill Payment

A pre-printed form, "Überweisungsauftrag", accompanies most bills you receive (from Germany only). This form contains the information needed to correctly process your payment and ensure proper credit to the beneficiary. We strongly recommend the use of these pre-printed forms. Follow these helpful tips for completing your payment:

  • Please have your Überweisungsauftrag forms completed and signed before approaching the teller window.
  • Write legibly using block CAPITAL letters within the allotted spaces. Do not use dashes, "X"s, or cross out letters — doing so may cause delays or rejects.
  • The transfer details must be specific. Review your bill carefully to determine what the company wants you to reference with your payment. If in doubt, bring the bill to your local Community Bank and we will happily assist you.
  • Non-account holders: please print your APO address on the back of the pre-printed or blank form.
  • Be sure to sign and date the form and include your daytime phone number in case there is a problem with the payment.
  • If you do not have a pre-printed form, use the blank forms found in the lobby of your Community Bank. When using the blank forms, fill out ALL applicable fields to ensure prompt and proper processing.
  • You will need to fill in your IBAN and BIC number on blank forms. Find out more about them below.
  • Incorrect or missing details will cause delays or rejects.
  • The average processing time is three business days from the date you request the transfer. Be sure to account for local holidays which may delay your payment.
  • You can also arrange for an automatic payment, "Lastschrift", from your Community Bank account to the appropriate company, free of charge, to pay your monthly utility and phone bills. Visit your local utility or phone company when you wish to stop the automatic payment.

We are here to assist all Service members, whether or not you have an account with Community Bank. If you have any questions or need personal assistance, please ask your local Community Bank associate who will walk you through the process until you are comfortable handling it on your own.

No Hidden Fees

Online Banking Euro Bill Payment

(per transaction, where available)

$1

One-Time Local Currency Payment

(accountholder)

$2

One-Time Local Currency Payment

(non-accountholder)

$3

incoming wires icon

Wires

  • Wire Transfers Incoming, FREE
  • Incoming (ATM only accounts), $20
  • Pay Upon Proper ID (PUPID) — receipt, FREE
  • Outgoing (accountholder)1,2 $15
  • Outgoing (ATM only accounts & non-accountholder)1,2 $20
  • GBP Wire (Europe) (accountholder), $25
  • GBP Wire (Europe) (non-accountholder), $35
  • UK Only Euro Wire (accountholder)
    • SEPA participating country, $2
    • Non SEPA participating country, $15
  • UK Only Euro Wire (non-accountholder)
    • SEPA participating country, $3
    • Non SEPA participating country, $20

1 Includes Dollar, Foreign, and Euro.

2 Additional Fee for foreign wire transfer may be passed to the originator.

SEPA icon

SEPA (Single Euro Payments Area)

SEPA is the European standard for making electronic transfers between participating European countries. No action is required on your part, other than to be aware and prepared to present your International Bank Account Number (IBAN) and Bank Identifier Code (BIC) when asked by a party to whom you are giving an authorization to debit your account. This information will likely be needed when you initiate a direct debit to automatically pay utility, phone, or insurance bills; such as when setting up an , or when initiating a One-Time Euro Bill Payment. You will also need this information for single and repeating Online Euro Bill Payments. The provisions of SEPA allow you to now use these services to make payments throughout the Eurozone.

BIC and IBAN icon

BIC and IBAN

Your BIC and IBAN

  • Your Bank of America, N.A. Military Banking BIC number is MNBIDEF1
  • Your IBAN number is unique to each of your accounts, and may be found by clicking on the Show IBAN link next to your account on the main Online Banking page, to reveal the 22-digit number. You may also obtain the IBAN number from your local Community Bank associate, in person or by phone. Your IBAN does not replace your existing Community Bank account number and is only used for electronic transactions with other businesses or individuals. Each IBAN number uniquely identifies an account, and should be protected as you do your account number.

Your recipient's BIC and IBAN

  • These numbers are required to initiate single or repeating payments with companies
  • They are usually printed on the invoice, bill, or included in the contract details (e.g. rental contract), however, you may need to contact the recipient directly

local currency checks icon

If you need to pay bills or buy goods while overseas, Local Currency Checks1 allow you to write checks in the country where you're stationed. Transacted only in the banking center, funds are withdrawn from your Checking Account once they've been converted to U.S. Dollars. Ask your friendly Community Bank associate to assist you with Local Currency Checks.

1 Not available in all locations.

Service members stationed in the UK have additional banking and financial services options available to them. Our local Community Bank associates are here to help you understand the advantages of each option and select the accounts and services that best fit your needs.

Online and Mobile Banking

Simplify your busy life and enjoy the freedom of banking online from your computer or mobile device. It's free1, secure, and easy to use, and features Enhanced Sign-in Security to help prevent fraud and identity theft. Select Online or Mobile Banking for more information, to enroll, and to download our Mobile Banking app.

Sterling ATM Banking

15 ATM locations in the UK make it convenient–Community Bank makes it free!1 Access £ Sterling whenever you need it!2

Automatic Bill Pay

Paying rent, utilities, and other bills in £ Sterling is a normal part of living on the local economy. Take the guesswork out of paying your monthly bills with local currency payments on a one–time or automatic basis. Most services are free, and a friendly Community Bank associate will walk you through the steps until you are comfortable handling it on your own.

  • Free Direct Debits for bills that are different each month, i.e. utility payment
  • Free Standing Payment Orders (SPO) for your monthly recurring bills, i.e. rent payment
  • Small fee for Giro Credits for bills with preprinted payment coupons, i.e. local telephone bills. It normally takes five working days for the company to receive payments

Discounted Exchange Rate

There are three ways to qualify for the preferential discount rate:

  • Direct deposit or monthly allotment into your Sterling account
  • Automatic transfer from your Community Bank Checking account into your Sterling account
  • Purchase or sell a minimum of $1,000 worth of Pounds, which are on deposit for one business day

It's Easy to Get Started

Start banking your way by opening a Sterling Account at your local Community Bank today. Phone Banking, free Community Bank cheques, and monthly statements are all part of your account. Open your Community Bank Sterling account by visiting your local banking center. Be sure to bring these things with you:

  • An unexpired government issued ID card bearing a photograph
  • Your Social Security Number

No Hidden Fees

ATM transactions at all community bank ATMS1

FREE

Minimum to open

£0

Account closed withing 90 days of opening

£6

Bank giro credit

£.25

1 Access your £ Sterling account only from Community Bank ATMs located in the UK. Deposit of £ Sterling is only accepted in the UK. Not all UK Community Bank ATMs accept deposits. Check with your local banking center for details and locations. Community Bank accountholders using non–Community Bank ATMs: cash withdrawal: $1.50; balance inquiry/transfers/all other transactions: $1.00. Other instituions may assess fees when Community Bank customers use non–Community Bank ATMs, and when non–Community Bank accountholders use Community Bank ATMs.

2 Not available at all locations.

View the Deposit Agreement and Disclosures Document (opens in new tab)

View the Schedule of Fees Document (opens in new tab)