Local Bill Pay

Bank online from your computer? It's free¹, easy, and secure. Click here to enroll now!

Pay your rent and other regular bills automatically from your USD Checking Account. You'll save time because you won't have to purchase currency or pay bills at foreign banks or post offices, plus once it's set up, utility and phone bills will be paid automatically.

• Euro payments are available in Germany, The Netherlands, and Italy
• Sterling payments are available in the United Kingdom²
• Won payments are available in Korea
• Yen Housing Payments are available in Okinawa³

In other countries, ask your local banking center associate if the service is available and how to set it up.

Online and Mobile Banking

Simplify your busy life and enjoy the freedom of banking online from your computer or mobile device. It's free¹, secure, and easy to use, and features Enhanced Sign-in Security to help prevent fraud and identity theft. Select Online or Mobile Banking for more information, to enroll, and to download our Mobile Banking app.

Euro ATM Banking

Multiple ATM locations in Europe make it convenient–Community Bank makes it free!1 Access € Euro whenever you need it!²

Automatic Bill Pay

Paying rent, utilities, and other bills in € Euro is a normal part of living on the local economy. Take the guesswork out of paying your monthly bills with local currency payments on a one–time or recurring payments through your online banking profile using your USD Checking Account. A friendly Community Bank associate will walk you through the steps until you are comfortable handling it on your own.

BIC and IBAN

The below information will remain in effect after 01 April 2024.

Your BIC and IBAN

• Your Bank of America, N.A. Military Banking BIC number is MNBIDEF1
• Your IBAN number is unique to each of your accounts, and may be found by clicking on the account at the top of your Online Banking home page and then select the “eye” icon next to the IBAN field to reveal the 22-digit number. You may also obtain the IBAN number from your local Community Bank associate, in person or by phone. Your IBAN does not replace your existing Community Bank account number and is only used for electronic transactions with other businesses or individuals. Each IBAN number uniquely identifies an account, and should be protected as you do your account number.

Your recipient's BIC and IBAN

• These numbers are required to initiate single or repeating payments with companies
• They are usually printed on the invoice, bill, or included in the contract details (e.g. rental contract), however, you may need to contact the recipient directly

Wires

• Wire Transfers Incoming, FREE
• Incoming (ATM only accounts), $20
• USD Pay Upon Proper ID (PUPID) — receipt, FREE
• USD Outgoing (accountholder) $15
• USD Outgoing (ATM only accounts & non-accountholder) $20
• GBP Wire (Europe) (accountholder)¹, $20
• GBP Wire (Europe) (non-accountholder)¹, $25
• Euro Wire (account holder)¹, $25
• Euro Wire (non-account holder)¹, $30

1 Additional fee for foreign wire transfer may be generated by the receiving bank and passed onto the originator.

SEPA (Single Euro Payments Area)

SEPA is the European standard for making electronic transfers between participating European countries. No action is required on your part, other than to be aware and prepared to present your International Bank Account Number (IBAN) and Bank Identifier Code (BIC) when asked by a party to whom you are giving an authorization to debit your account. This information will likely be needed when you initiate a direct debit to automatically pay utility, phone, or insurance bills; such as when setting up an Automatic Bill Payment, or when initiating a One-Time Euro Bill Payment. You will also need this information for single and repeating Online Euro Bill Payments. The provisions of SEPA allow you to now use these services to make payments throughout the Eurozone.

Making a One-Time Euro Bill Payment at the Banking Center

A pre-printed form, "Überweisungsauftrag", accompanies most bills you receive (from Germany only). This form contains the information needed to correctly process your payment and ensure proper credit to the beneficiary. We strongly recommend the use of these pre-printed forms. Follow these helpful tips for completing your payment:

• Please have your Überweisungsauftrag forms completed and signed before approaching the teller window.
• Write legibly using block CAPITAL letters within the allotted spaces. Do not use dashes, "X"s, or cross out letters — doing so may cause delays or rejects.
• The transfer details must be specific. Review your bill carefully to determine what the company wants you to reference with your payment. If in doubt, bring the bill to your local Community Bank and we will happily assist you.
• Non-account holders: please print your APO address on the back of the pre-printed or blank form.
• Be sure to sign and date the form and include your daytime phone number in case there is a problem with the payment.
• If you do not have a pre-printed form, use the blank forms found in the lobby of your Community Bank. When using the blank forms, fill out ALL applicable fields to ensure prompt and proper processing.
• You will need to fill in your IBAN and BIC number on blank forms. Find out more about them below.
• Incorrect or missing details will cause delays or rejects.
• The average processing time is three business days from the date you request the transfer. Be sure to account for local holidays which may delay your payment.

We are here to assist all Service members, whether or not you have an account with Community Bank. If you have any questions or need personal assistance, please ask your local Community Bank associate who will walk you through the process until you are comfortable handling it on your own.

If you need to pay bills or buy goods while overseas, Local Currency Checks¹ allow you to write checks in the country where you're stationed. Transacted only in the banking center, funds are withdrawn from your Checking Account once they've been converted to U.S. Dollars. Ask your friendly Community Bank associate to assist you with Local Currency Checks.

Online and Mobile Banking

Simplify your busy life and enjoy the freedom of banking online from your computer or mobile device. It's free¹, secure, and easy to use, and features Enhanced Sign-in Security to help prevent fraud and identity theft. Select Online or Mobile Banking for more information, to enroll, and to download our Mobile Banking app.

Sterling ATM Banking

15 ATM locations in the UK make it convenient–Community Bank makes it free!¹ Access £ Sterling whenever you need it!²

Automatic Bill Pay

Paying rent, utilities, and other bills in £ Sterling is a normal part of living on the local economy. Take the guesswork out of paying your monthly bills with local currency payments on a one–time or recurring payments through your online banking profile using your USD Checking Account. A friendly Community Bank associate will walk you through the steps until you are comfortable handling it on your own.

Sort Codes

For Credits and Debits:

BACS (Bank Automated Clearing System):

Sort Code: 23-40-79

8 Digit Community Bank Account Number

For Credits Initiated through the Faster Payment System or UK-CHAPS:

The below information will remain in effect after 01 April 2024.

Faster Payment System, send to:

Barclays Bank

High Wycombe

Sort Code: 20-40-89

Account Name: Bank of America, N.A.

Account Number· 70666815

Required Information: For further credit to customer, include your 10 Digit Community Bank account number, followed by as many characters of your last name as possible. Failure to include your Community Bank Account Number may result in non-processing or return of the incoming payment.

UK - CHAPS (Clearing House Automated Payment System), send to:

UK - CHAPS (Clearing House Automated Payment System), send to:Barclays Bank

High Wycombe

Sort Code: 20-40-89

Beneficiary Account Name: Bank of America, N.A

Account Number: 70666815

or

IBAN·GB02BARC20408970666815

SWIFT Code: BARCGB22

Required Information: For further credit to customer, include your 10 Digit Community Bank account number, followed by as many characters of your last name as possible. Failure to include your Community Bank Account Number may result in non-processing or return of the incoming payment.

It's Easy to Get Started

Start banking your way by opening a USD Checking and/or Sterling Account at your local Community Bank today. Open your Community Bank Account by visiting your local banking center. Be sure to bring these things with you:

• An unexpired government issued ID card bearing a photograph
• Your Social Security Number

Paying rent, utilities, and other related fees with your local Housing Agency is a normal part of living on the local economy. Take the guesswork out of paying your monthly Housing Agency payments with our Yen payment option. A friendly Community Bank associate will walk you through each step.

We make Yen Housing Payments easy:

• No lengthy contracts or written agreements - Pay what you need when you need to
  - Your account will not be charged without your authorization
• Competitive exchange rates
• Payments can be initiated by account holders and non-account holders
• Pay a fee of $2 for account holders and $3 for non-account holders
• Payments will be made to the housing agencies within 2 business days of initiation

To initiate a rent, deposit, and/or eligible fee payment to your Housing Agency, please be prepared with the following information:

• Your name
• Your phone number
• Name of the Housing Agency
• Property name/address
• Type of payment (rent, deposit, etc.)
• Description of payment for the Housing Agency
• Amount of payment

Ask an associate today about which Housing Agencies are eligible for electronic payments.