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Community Bank offers competitive services to meet your credit needs. Apply online, speak to your local Community Bank associate, or click below to learn more.

loans icon

As your life changes, your financial needs change too. Starting a family, the need for a new or larger, vehicle or handling an unexpected event may have you thinking about a loan. Let Community Bank help with affordable, competitive rates, as well as personalized assistance to help you select a loan product that fits your budget and supports your overall personal financial goals.

Borrow Smart

Borrow only what you need

consider a larger down payment to keep monthly payments low

Save .25% APR on your loan rate

when your payment is deducted automatically from your Community Bank Checking or Savings Account1

No pre-payment penalty

since all Community Bank loans are simple interest and you only pay interest on the unpaid balance

When the time comes for a loan, our Online Loan Application makes the process easy. Applications take about 15 minutes to complete and will normally be processed the same business day submitted. To apply in person bring your most recent Leave Earnings Statement (LES) or your two most recent pay statements (for civilians), and any other proof of income you want considered with your application. There's no appointment necessary.

1 APR = Annual Percentage Rate. View current effective rates here. A .25% APR rate reduction is available with automatic payment from your Community Bank checking or savings account. Reduction is not available for Line of Credit or CD Secured Loans. Other rates and terms may apply and will be determined by credit history, loan amount and loan term requested.

auto loans icon

With Community Bank's low, simple interest, fixed rate Auto Loan, you can get the vehicle you need at a price you can afford.

  • Determine the amount you need and can comfortably repay each month
  • Use our Auto Loan Calculator to compare monthly payments at different loan amounts, loan terms, and interest rates
  • Shop with pre-approved financing so you know exactly how much you can spend
  • Our competitive loan rates and repayment terms include 100% financing on new 2017 and 2016 vehicles1
  • Apply online or visit your local banking center for details

1 For used vehicle model years 2016 through 2011, financing is available for up to 100% of the lesser of the purchase price or NADA Retail Value, until July 31, 2016.

Benefits to Buying a Vehicle Overseas

The opportunity to purchase a new vehicle at substantial savings is one of the benefits of being stationed overseas. Ask a Community Bank associate for details or apply online.

motorcycle loans icon

Is a motorcycle your preferred method of transportation? Click here to explore various financing options or visit your local banking center for personalized assistance.

  • Maximum loan amount is 100% of the lesser of the purchase price or MSRP (Manufacturer's Suggested Retail Price)
  • Maximum term is 60 months
  • Subject to change without notice
signature loans icon

A signature loan is an unsecured loan you can use for moving costs, educational expenses, and more.

  • Loan rates and repayment terms vary according to the borrowed amount
  • Minimum loan amount is $1,000
line of credit icon

A Community Bank Line of Credit1 (LOC) provides a convenient and flexible way to cover emergency expenses, protect yourself from overdrafts, and quickly make purchases — while only paying interest on the amount actually used. Access the funds directly without affecting your Checking Account balance by visiting your local Community Bank and requesting a Line of Credit advance.

  • Borrow, repay, and borrow again to meet immediate needs
  • Linked to your Checking Account
  • Provides overdraft protection when needed
  • No annual fee
  • Interest rate is comparable to most credit cards
  • Limits available starting at $1,000

1 Line of Credit Loans are not available online — visit your local banking center to apply.

debt consolidation loan

If you have multiple, high-interest, unsecured loans or credit card debt, a Debt Consolidation Loan1 may be a good way to lower what you pay in interest and reduce your debt to one easy, manageable monthly payment. We encourage you to use debt consolidation as part of an overall strategy to begin the process of reducing your monthly payment obligations, and are here to support you in your personal financial management efforts.

1 Debt consolidation loans are for unsecured debts such as student loans, credit cards, or personal loans from a financial institution. Each debt to be consolidated must be paid in full. Credit subject to approval.

CD secured loan icon

Use your Community Bank Certificate of Deposit (CD) to secure your loan1 and you'll enjoy preferred interest rates. The minimum loan amount is $1,000.

1 CD Secured Loans are not available online. Visit your local banking center to apply.

application icon

Use our simple, secure online process to apply for our loan products at your own convenience. You must visit a Community Bank location to close any approved loan request.

The online loan application process generally follows the steps below, and takes approximately 15 minutes:

  1. Applicant Information
  2. Co-Applicant Information
  3. Loan Details
  4. Monthly Income/Housing Expense Details
  5. Submit Application

Before beginning the application process, review all of the pages and have everything you need for the application. See our Loan Checklist for details. By clicking the "Apply Now" button below, you agree to the following statements:

  • All information you've submitted is true and correct and is given to obtain credit
  • Co–applicant (if any) has authorized you to submit this application on his or her behalf
  • You and co–applicant (if any) are of legal contracting age
  • Credit approval, Annual Percentage Rate (APR), and credit terms are based on our review of each applicantís application information and credit report
  • You understand we collect your individual income information to determine your individual ability to pay. Examples may include income earned from your employment (salary, overtime, bonus), retirement / pension benefits, and rental properties. Student loans are not acceptable sources of income. Alimony, child support, or separate maintenance income need not be revealed if you donít wish it to be considered as a basis for repayment.
  • You have reviewed the Authorized Customer document, and confirm that both yourself and co-applicant(if any) qualify.
  • You acknowledge receipt of the Community Bank Privacy Policy.
  • You understand that Community Bank is required by federal law to obtain, verify, and record information that identifies each customer who opens an account with us. When you open an account with us, we will ask for your name, address, and other information that will allow us to identify you.
  • You are authorizing Community Bank to pull a credit report on you and co-applicant (if any) in order to make a credit decision.
  • You are authorizing Community Bank to verify, at our option and for your benefit, your application information.
  • You are authorizing Community Bank to contact you or receive a detailed message or messages at the telephone, email, or direct mail contact data you provided for purposes of fulfilling this inquiry about loan financing even if you have previously registered on a Do Not Call registry.
account alerts icon

Select the alerts that work for you:

  • Balance Summary - Alert containing Checking and Savings Account balance information
  • Low Balance - Alert sent when minimum Checking or Savings account balance falls below accountholder pre-set limit
  • Insufficient Funds - Alert sent when an item is presented for payment on an account with insufficient funds
  • Direct Deposit - Alert sent when an ACH credit/direct deposit is posted to your account
  • Large Posted Item - Alert sent when a debit exceeding your set threshold posts to your account
  • Address/Phone/E-mail Changes - Alert sent when information on your Checking or Savings Account is changed
  • Online Banking Username Change - Automatic alert when your Online Banking username is changed
  • Online Banking Lockout - Alert sent after three unsuccessful login attempts, resulting in lock out of Online Banking access
  • Online Banking Password Change - Alert sent when your Online Banking password is reset or changed
  • Online Banking Failed Login - Immediate alert sent when multiple failed password or challenge question attempts have occurred
  • New External Transfer - Alert sent when you set up a new External Transfer account
  • New Euro Payee - Automatic alert notifies you when a Euro payee is added to your Online Banking profile
  • Executed Euro Payment - Alert sent when a Euro payment is successfully executed
  • Unread Bank Message - Daily alert sent when you have unread messages in your Message Center
  • Bank Inquiry Response - Immediate alert sent when your Message Center contains a bank response to one of your inquiries
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If you've ever taken out a loan, or had a credit card or service contract, you probably have a credit score. Lenders and employers use your credit score to assess your creditworthiness. It can affect your ability to get a loan, the interest rates you'll pay, whether you can rent a house or apartment, and even if you can get a security clearance.