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Opening a Community Bank Savings Account or Certificate of Deposit (CD) is simple. We offer account options that make it convenient for you to build a more secure financial future.

CD Interest Rates Table

Certificate of Deposit (CD)
Interest Rate*
Annual Percentage Yield**
Min Deposit to Open
Frequency of Compounding
Min Daily Balance
36 Months
Interest Rate* 4.25%
APY** 4.25%
Min Deposit to Open $1000
Frequency of Compounding Annually
Min Daily Balance $1000
24-35 Months
Interest Rate* 4.00%
APY** 4.00%
Min Deposit to Open $1000
Frequency of Compounding Annually
Min Daily Balance $1000
12-23 Months
Interest Rate* 3.75%
APY** 3.75%
Min Deposit to Open $1000
Frequency of Compounding Annually
Min Daily Balance $1000
6-11 Months
Interest Rate* 2.75%
APY** 2.77%
Min Deposit to Open $1000
Frequency of Compounding None
Min Daily Balance $1000
90-179 Days
Interest Rate* 1.75%
APY** 1.76%
Min Deposit to Open $1000
Frequency of Compounding None
Min Daily Balance $1000

Savings/Checking Interest Rates Table

Savings/Checking Accounts
Interest Rate
Annual Percentage Yield**
Frequency of Compounding
Average Monthly Balance
Interest Bearing Checking Account
Interest Rate 0.15%
APY** 0.15%
Frequency of Compounding Monthly
Average Monthly Balance $500
Savings Account
Interest Rate 0.75%
APY** 0.75%
Frequency of Compounding Monthly
Average Monthly Balance 0

*After your CD is opened, the interest rate is fixed for the term. A penalty may be imposed for early withdrawal. APY does not include leap year calculations.

**Annual Percentage Yield (APY) effective May 5, 2023 and may change at any time without prior notice. Fees could reduce earnings on the account.